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Most types of insurance can also be purchased over the phone or Internet or by mail; however, life insurance is usually purchased from a licensed agent. Other types of insurance, such as mortgage default insurance or credit insurance, are usually offered by the lender when you apply for financing. Where can you get insurance? You … Read more

Make sure you get the right insurance to meet your needs, which may change over time. Be sure to evaluate your situation from time to time, as you may need to update your policy after major life events such as: Your decisions about the type and amount of insurance you get will depend on your … Read more

Property and Casuality Insurance cover for loss or damage to your home or personal possessions your car your business. Casualty insurance can provide coverage against legal liability for losses caused by: Property and casualty insurance is also known as general insurance. Here is a list of some key terms that you may encounter as you … Read more

Life insurance can provide a financial payment to your family and loved ones upon your death. When you purchase a life insurance policy, you name a beneficiary who will receive the death benefit specified in the policy upon your death. You can name either a revocable or irrevocable beneficiary. Regardless of the type of beneficiary … Read more

Motor insurance is mandated by law in every country around the world because of the very fact that you are plying a motorized vehicle on the public road endangering other road users due to probable accidents which may result in damage to properties & accidental injury, be it other users or pedestrians. Imagine cruising down … Read more

Insurance An insurance is a legal contract between an insurer and a policyholder represented by a policy document to protect the financial interest of the insured/ policyholder in the event of mishaps, for agreed payment of consideration called premium. Insurer The insurance company that accepts premium from the policyholder for covering the risks and agrees … Read more

Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. The amount of money paid by an individual or organization for insurance (cover/protection) to an insurance company is called the premium. Benefits of insurance

Health insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. … Depending on the type of health insurance coverage, either the insured pays costs out of pocket and is then reimbursed, or the insurer makes payments directly to the provider. Health insurance, also known as … Read more