Business and credit or debit Insurance

If you have a home-based business or work from your home, you should consider getting business insurance. Business insurance can protect you against loss or damage to physical property or the loss of your business’ ability to operate and generate income. Commercial property insurance pays for damage to or loss of your business premises. It … Read more

Ultimate guide about Life Insurance

Life insurance can provide a financial payment to your family and loved ones upon your death. When you purchase a life insurance policy, you name a beneficiary who will receive the death benefit specified in the policy upon your death. You can name either a revocable or irrevocable beneficiary. Regardless of the type of beneficiary … Read more

Ultimate guide about motor insurance

Motor insurance is mandated by law in every country around the world because of the very fact that you are plying a motorized vehicle on the public road endangering other road users due to probable accidents which may result in damage to properties & accidental injury, be it other users or pedestrians. Imagine cruising down … Read more

Common Insurance Terminologies

Insurance An insurance is a legal contract between an insurer and a policyholder represented by a policy document to protect the financial interest of the insured/ policyholder in the event of mishaps, for agreed payment of consideration called premium. Insurer The insurance company that accepts premium from the policyholder for covering the risks and agrees … Read more

Beginner guide: Benefits of Insurance

Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. The amount of money paid by an individual or organization for insurance (cover/protection) to an insurance company is called the premium. Benefits of insurance

Everything covers in Health Insurance

Health insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. … Depending on the type of health insurance coverage, either the insured pays costs out of pocket and is then reimbursed, or the insurer makes payments directly to the provider. Health insurance, also known as … Read more